How to Create an ABC account in SAMARTH. Unlock Your Academic Potential: A Guide to Creating an Academic Bank of Credits (ABC) Account
In the ever-evolving landscape of higher education, the Academic Bank of Credits (ABC) account is a revolutionary step under India’s National Education Policy (NEP) 2020. It empowers students to personalize their academic journeys, offering flexibility, portability, and a seamless way to accumulate and redeem academic credits. This blog provides a step-by-step guide for students—especially those using the Samarth ERP system—to create their ABC accounts and unlock the full potential of their education.

What Is an ABC Account?
An Academic Bank of Credits (ABC) account is a digital platform where students can:
- Accumulate Credits: Earn and store credits for courses completed at recognized institutions.
- Transfer Credits: Seamlessly transfer credits across institutions to continue their education.
- Redeem Credits: Use accumulated credits to fulfill degree, diploma, or certification requirements.
- Support Lifelong Learning: Re-enter academic programs after breaks and resume from where they left off.
Why Should You Create an ABC Account?
Here are the key benefits of having an ABC account:
- Flexibility in Education: Learn at your pace and across institutions.
- Credit Portability: Switch institutions without losing your hard-earned credits.
- Multidisciplinary Opportunities: Explore courses from diverse fields to enrich your knowledge.
- Seamless Academic Records: Store your credits securely and access them anytime.
- Integration with DigiLocker: Access your academic data easily and securely.
How to Create an ABC Account
If your institution uses the Samarth ERP system, the process becomes even more streamlined. Here’s how to get started:
Step 1: Gather Necessary Information
Ensure you have the following details ready:
- Aadhaar-linked mobile number
- Email ID
- Enrollment details (program name, institution, etc.)
Step 2: Access the Samarth ERP Portal
Log in to your institution’s Samarth ERP student portal using your credentials.
Step 3: Navigate to the ABC Module
Locate the “Academic Bank of Credits” section within the portal. This dedicated module is designed to simplify the ABC account creation process.
Step 4: Link Your Aadhaar
Authenticate your identity by linking your Aadhaar. This ensures secure and error-free registration.
Step 5: Submit Your Application
Fill in the required details and submit your application. Your institution will verify the information provided.
Step 6: Activate Your Account
Once approved, your ABC account will be activated. You can now start accumulating and managing your academic credits.
Provisions for Samarth Students
For students in Samarth-enabled institutions, creating an ABC account is effortless due to the seamless integration of the ERP system with the ABC portal. The system automatically:
- Syncs student data with the ABC framework.
- Updates your credits as you complete courses.
- Provides institution-approved verification for error-free account creation.
Tips for Successful Account Creation
- Ensure Aadhaar Accuracy: Verify that your Aadhaar-linked mobile number and details are up-to-date.
- Follow Institutional Guidelines: Check for specific instructions or deadlines set by your institution.
- Seek Support: If you encounter issues, contact your institution’s helpdesk or Samarth/ABC coordinator for assistance.

Start Your Journey Today
An ABC account is more than just a digital repository of academic credits—it’s your gateway to a flexible and enriching education. Whether you’re exploring multidisciplinary courses, switching institutions, or resuming your education after a break, the ABC system supports your academic aspirations.
Don’t wait! Log in to your Samarth ERP portal or visit the ABC Portal to create your account and take the first step toward academic freedom.
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